January, 2010

Car Title Loans for Emergencies

Car title Loans: What are they and how can I use them? Emergency Funds What do you do in a situation when you need funds urgently? Cases are mostly seen, where people approach banks for a loan, and are successful at it. However, they will have to complete the lengthy paperwork that the bank requires. They may ...

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Financial analysts aren’t making the grade, says the CFA Institute

Pass rate for CFA exam lowest in years One of the ways America can get itself back on track financially is to turn out a solid crop of new financial analysts who can apply sound principals to the way we manage our money, both personally and professionally. Payday loans are a short-term bridge, but sound budgeting ...

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Smithee Debt Update, January 2010

The last time I talked about my credit card debt here, one of our community said that he didn’t know the specific numbers of my problem, and it got me thinking that I’ve probably lost sight of one of the main reasons I wanted to be writing here in the first place: to keep myself ...

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Government Aid and Borrowing Money Can’t Stop Foreclosures

Foreclosures on the rise Despite credit cards, borrowing money and government aid, many homeowners lost their homes to foreclosure. A recent survey done by the Mortgage Bankers Association showed that one in every seven home loans in the US were either past due or in foreclosure. That's the highest delinquency rate since the survey began in ...

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Great Lessons from Great Men

Because I write a personal finance blog, I read a lot of books about money. I’ll be honest: they’re usually pretty boring. Sure, they can tell you how to invest in bonds or how to find the latest loophole in the tax code. But most of them lack a certain something: the human element. Recently I’ve ...

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